Bank Related Questions For TMB Clerk Exams

Dear Reader,
Below are given bank related questions which you can expect in awareness section in bank exams.

Question 1

Money Laundering means _______.
a) Money earned in illegal way
b) Money earned in legal way
c) Both a & b

d) None of these
Answer : a) Money earned in illegal way

Question 2

The account maintained by a custodian bank for maintenance and servicing of dematerialized government securities owned by a retail customer is _____.
a) Savings account
b) Current account
c) Gilt account
d) None of these
Answer : c) Gilt account

Question 3

Gilts with a maturity less than 3 years is called as ______ .
a) Short
b) Ultra short
c) Long
d) Ultra long
e) Medium
Answer : b) Ultra short

Question 4

Which of the following tools is not a Qualitative Credit Control tool ?
a) Moral Suasion
b) Rationing of credit
c) Marginal Requirement
d) Bank rate
Answer : d) Bank rate

Question 5

Credit Authorization Scheme was introduced by _______.
a) P.C.Bhattacharya
b) I.G.Patel
c) K.R.Puri
d) R.N.Malhotra
Answer : a) P.C.Bhattacharya

Question 6

Credit Authorization Scheme is a tool of ______.
a) Qualitative Credit Control
b) Quantitative Credit Control
c) Both a & b
d) None of these
Answer : b) Quantitative Credit Control

Question 7

The loan given to the needy to help them self employed is ______.
a) Microcredit
b) Payday loan
c) Leveraged loan
d) None of these
Answer : a) Microcredit